Active Auto · Car repair in Dubai

How an Insurance Claim Car Repair Works in Dubai

We deal with Al Sagr, Adamjee, Dubai Insurance, Union or Orient for you: the estimate, the assessor and the approval. On an approved claim you usually pay only your policy excess, and we tell you what it is before any work starts. If the car cannot be driven, our tow truck brings it in free when we do the repair.

Inside Dubai, we collect your car and bring it back after the work. Arrange collection and return on WhatsApp.

4.8★ on Google

Google snapshot · 2026-11-12

Repair & servicing

Mechanical, bodywork & AC

Since 2013

Operating in Dubai

Written scope

Before work begins

Insurance claims

Eligibility confirmed per claim

Just had an accident and not sure what to do first? It takes five steps, and we take it from step 5.

The 5 steps after an accident

Insurance Claim Intake

Start the Claim Without Chasing Everyone

Insurance accident repair gets slow when documents, assessor timing, and repair scope are unclear. Send the basics first so we can guide the fastest claim route before you arrive.

Ask your insurer to confirm Active Auto for your claim before the car is moved. We start the repair once the insurer has agreed the scope.

What to send on WhatsApp

  • Insurer name, policy or claim reference if available
  • Dubai Police report or accident report status
  • Photos of the damaged areas and the full car
  • Car make, model, year, and whether the car can be driven

What we coordinate

  • Claim documents and the assessor
  • The repair estimate and the approval, with your insurer
  • Paint, bodywork, mechanical, alignment, or electrical scope
  • Realistic timing based on approval and parts availability

What to Expect

Written Scope, Start to Finish

Turnaround

You get a realistic timeline at assessment and regular updates — not an optimistic estimate that quietly slips later.

How It Works

Assessment terms are confirmed for the job, followed by a written quote you approve before work begins. The agreed scope is checked before handover, and added work requires your approval.

Workshop Access

Our workshop is in Al Quoz. Any outside specialist work is identified in the agreed repair scope. If the car cannot be driven, our own tow truck brings it in from anywhere in Dubai in workshop hours, free when we do the repair, and inside Dubai we can bring it back after the work. Arrange it on WhatsApp.

22nd St, Al Quoz Industrial Area 4, Dubai, UAE

Workshop Hours and Directions

Estimate from Photos

An estimated price is given from photos sent on WhatsApp; the final price is confirmed in writing after the car is seen.

Written Warranty

Every job carries a written warranty; its length depends on the job.

Full Breakdown

Services and Checks

The work and checks for your vehicle are agreed in the written quote. This list shows possible scope, not a package with every item included.

01

What you will pay

On an approved claim you usually pay only your policy excess; if the insurer does not cover an item, we tell you in writing before work starts. Send your policy on WhatsApp and we tell you what your excess is before any work starts.

02

WhatsApp Claim Triage

Send the insurer name, the police report, the car details and photos of the damage, and we tell you what to bring and how the claim starts.

03

The insurers in current repair activity

Insurer-by-insurer claim guidance covers Al Sagr, Adamjee, Dubai Insurance, Union and Orient, each with that insurer's own published claim route and documents.

04

Evidence and Approval

We document the damage and take the estimate and the approval up with your insurer. Insurer-funded repair starts once the scope is agreed.

05

Fleet Claims Welcome

Insured rental-fleet vehicles are welcome. Send the insurer and the claim details on WhatsApp and we tell you how we can help.

Our Advantage

Why Choose Active Auto

We deal with Al Sagr, Adamjee, Dubai Insurance, Union or Orient for you: the estimate, the assessor and the approval
You are told your excess before any work starts
If the car cannot be driven, our tow truck brings it in from anywhere in Dubai in workshop hours, free when we do the repair, and we can bring it back after
The repair and parts are agreed in writing before work starts
Individual and fleet claims handled

Assignment and the Repair Estimate Are Separate

Adamjee describes the claim reference and assigned garage details arriving before the vehicle is presented to the garage service advisor, so that reference connects the workshop visit to the insurer’s file. Adamjee: claim stages

At that visit, its detailed instructions list the original police report together with copies of the vehicle registration and the licence of the person recorded as driving at the accident. Adamjee: claim stages

After the garage produces its repair estimate, Adamjee says it tells the customer whether repairs at that garage are accepted or whether it wants alternative estimates from its panel. Adamjee: claim stages

The Insurer’s Decision Before Repair

Union’s answer about obtaining repair approval places the garage estimate first, making the estimate a document for the insurer to consider rather than evidence that approval has already been issued. Union: motor-claim FAQs

Al-Futtaim’s account of Orient’s motor-claim process describes an insurance surveyor inspecting the vehicle at the repair location selected within the insurer’s process. Al-Futtaim: Orient motor claims

The same motor-claim sequence places the repair order after claim approval, distinguishing the instruction to carry out repairs from the earlier inspection and submission of supporting documents. Al-Futtaim: Orient motor claims

Claim repairs by insurer

Active Auto repairs cars under a claim with Al Sagr, Adamjee, Dubai Insurance, Union and Orient, and with other insurers when the policy allows a choice of garage. Each insurer's page explains how a claim runs with that insurer, from the report to the handover.

Paint, dents and glass on a claim

Body damage on a claim is repaired in the same workshop: car dent repair for dents and damaged panels, car scratch repair for scratches and scuffs, car bumper repair for bumpers, and paint and bodywork for the refinishing. If the insurer does not cover an item, we tell you in writing before work starts.

A damaged windshield is replaced, not repaired. Your policy decides the glass cover and the excess, so send it to us and we tell you where you stand; see windshield and windscreen replacement.

A Customer Whose Claim We Repaired

“Nabil and the team were amazing support in getting my vehicle fixed through insurance. They were attentive, responsive and clear throughout the process and did a great job.”

Nuwan Wijeyesekare · Excerpt from a Google review dated 4 October 2024.

FAQs

Frequently Asked Questions

Everything you need to know about insurance claim repairs

Which insurance companies do you work with?
We repair claims with Al Sagr, Adamjee, Dubai Insurance, Union and Orient, and with other insurers when your policy allows a choice of garage.
Can I send accident photos on WhatsApp before visiting?
Yes. Send the insurer name, Dubai Police report status, car make/model/year, whether the car can be driven, and clear photos of the damage. We can then guide the claim documents and workshop visit.
What do I need to do after an accident before coming to you?
Get the police report, tell your insurer and get a claim number, then send us the photos, the report and your policy on WhatsApp. The five steps are on the accident repair page.
Will I have to pay anything upfront?
On an approved claim you usually pay only your policy excess; if the insurer does not cover an item, we tell you in writing before work starts. Anything your policy does not cover is agreed with you in writing first.
What documents do I need to bring?
Ask the insurer for the exact claim-document list. Send any accident or police report issued for the incident, claim reference, policy details, vehicle registration and the policyholder or authorised-contact information; requirements can vary by insurer, emirate and claim.
Can I choose Active Auto as my garage on an insurance claim?
It depends on your insurer and your policy. Some insurers choose the garage for non-agency repairs; others let you choose. Watania's published FAQ lets customers use their own repairer, and Emirates Insurance allows it where the policy's repair terms do. Send your insurer and policy on WhatsApp and we will check it with you before the car is moved.
My insurer isn't on your list — can you still help?
Send your insurer and policy on WhatsApp and we check with you whether it will let you use Active Auto for your claim. If it does not, we tell you where you stand and quote any private repair in writing first.

Before You Book

Review what to send, what the assessment can confirm, and what to include in your written quote.

Car insurance claim: documents, approval and repair steps

Ready to get started?

WhatsApp us or call — we'll take care of the rest.